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Rates
Loans • Shares • CDs
Loan Rates effective March 18, 2009
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Loan |
APR* |
Term |
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New & Used Auto & Recreational Vehicles |
4.49% 5.49% 5.75% |
Up to 36 months 37 to 60 months over 60 months |
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Mortgage Click Here for additional rates |
4.49% 4.95%
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5 year balloon 15 year fixed |
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Share Secured |
5.00% |
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Personal (unsecured) |
8.00% 9.00% 10.00% |
Up to 36 months 37 to 48 months 49 to 60 months |
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All Purpose - up to $3000 |
5.49% |
12 months |
| Personal Line of Credit |
12.95% |
Open end |
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Home Equity Line of Credit |
5.00% |
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VISA Credit Card |
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Classic |
11.88% |
$100 - $5,000 |
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Gold |
9.90% |
$5, 001 - $10,000 |
Share Rates effective March 18, 2009
|
Account Type |
APR* |
APY** |
Minimum Balance |
| Regular Shares | .50% | .50% | $100 |
| Share Draft | .25% | .25% | $0.00 |
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Supreme Account $1,000 minimum balance required. |
1.00% |
1.01% |
$1,000 |
| Traditional IRA | 1.75% | 1.77% | $0.00 |
CD Rates effective March 18, 2009
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Certificate Term |
APR* |
APY** |
Minimum |
| 6 month certificate | .75% | .75% | $1,000 |
| 12 month certificate | 1.25% | 1.26% | $1,000 |
| 24 month certificate | 2.00% | 2.02% | $1,000 |
| 36 month certificate | 2.25% | 2.27% | $1,000 |
| 48 month certificate | 2.75% | 2.79% | $1,000 |
| 60 month certificate | 3.00% | 3.04% | $1,000 |
APR* is the annual percentage rate. APY** is the annual percentage yield. Fees may reduce earnings on the account.
Minimum balance required to earn dividends on account. Rates may change without notice. Penalties may result in early withdrawal.
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Providing the best possible savings, loan and financial services with professional and personal attention
Mid Michigan Family Credit Union
3262 Cabaret Trail South
Saginaw 48603
989-799-8636